The program is an optional service selected by the participant allowing them to engage MGO as their personal investment advisor for a nominal fee.

In the program, we provide advice on allocation mixes that match participants’ current situation and goals. We actively manage participant accounts, monitoring investments and the market, rebalancing and transferring funds as needed to keep portfolios in-line with their objective.

Signing up is easy. Participants begin by completing an investor profile that helps us match each participant to an appropriate portfolio – generally based upon time horizon and willingness/desire to accept risk. Once enrolled, we manage participants’ accounts to help optimize performance within the parameters set by their investment profiles. We stay engaged with participants along the way, regularly communicating account performance and any changes we make to accounts. Finally, we help participants assess when their investment strategy needs to change to remain in sync with their individual timeframes for saving for retirement.