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    Overview

    Overview

    Many people think that if they simply participate in their employer’s 401(k) plan, they’ll be all set in their golden years. At MGO we believe there is a lot more to retirement planning than enrollment, especially from the participant’s point of view.

    How do you align your investment choices with your long-term strategy? Do you have a long-term financial strategy? What if you’re already close to retirement? Relax; this is why we’re here. From help with enrollment to ongoing consultations about your participation in the plan, we promise to work with you and not just for you. We’ll do more than enroll you in a plan, we’ll help you understand it, and build strategies to help set you up for success in retirement.

    Road to Retirement Managed Accounts

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    Road to Retirement Managed Accounts

    Our Road to Retirement Managed Accounts program enables plan participants to have their accounts actively managed by our investment advisors. We provide advice on allocation mixes that match your current situation and goals. We actively manage your account, monitoring investments and the market, rebalancing and transferring funds as needed to keep your portfolio in-line with your strategy.

    Road to Retirement essentially allows you to engage MGO as your personal investment advisor for a nominal fee. Signing up is easy. Partcipants begin by completing an investor profile that helps us match you to an appropriate portfolio – generally based upon your time horizon and your willingness/desire to accept risk. Once you are enrolled, we manage your account to help optimize performance within the parameters set by your investment profile. We stay engaged with you along the way, regularly communicating account performance and any changes we make to your account. Finally, we help you assess when your investment strategy needs to change to remain in sync with your timeframe for saving for retirement.

    Participant Education

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    Participant Education

    Plan participants need to know two things on a very basic level; how much money they need for retirement and how to invest properly to get there. Simply participating in your 401(k) plan won’t necessarily get the job done. Participants need access to retirement investment professionals so they can learn about plan specifics and options, ask questions and understand their investment plan and the options offered within the plan. Our participant education plan is built to help you with exactly these things, and more.

    We take a proactive approach to helping you take full advantage of your retirement plan. From facilitating sign-up to reviewing plan features and clarifying the different investment options available to you, MGO is always there, actively working to ensure you take full advantage of the opportunities open to you through your retirement plan. Our goal is to not only help create educated plan participants, but participants who are confident they understand their needs in retirement and have a plan to get there.